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Homeownership
Your income meets the income guidelines below:
If you are interested a Habitat for Humanity home in Hancock County, please take the following steps:
1) Read the qualifications below
2) Fill out an application
3) Return it immediately Habitat Bay-Waveland Area
Qualifications:
- You have a history of paying your bills and have good references.
- You have a reliable source of income to pay a no-interest mortgage.
- You have a reliable source of income but do not qualify for a bank loan to buy a house.
- Habitat Bay Waveland Area only does new construction.
- You are willing to be a partner in the Habitat for Humanity program. Partnership requirements include:
- Sweat equity (labor on the work site) of 100-200 hours
- Attendance at Homeowner Training
- Participation in budget counseling
- Attendance at Post Purchase Workshops I and II
- Get An Application
Call (228) 467-9699 to request an application or visit our local office to pick one up.
Your income meets the income guidelines below:
| Year 2008 Guidelines | ||
| Number in Family | Monthly Income Between | Income per Year |
|---|---|---|
| 1 | $1,125 - $2,501 | $30,016 |
| 2 | $1,125 - $2,859 | $34,304 |
| 3 | $1,125 - $3,216 | $38,592 |
| 4 | $1,225 - $3,573 | $42,880 |
| 5 | $1,225 - $3,859 | $46,310 |
| 6 | $1,325 - $4,145 | $49,741 |
| 7 | $1,325 - $4,431 | $53,171 |
| 8 | $1,450 - $4,717 | $56,602 |
Financial Terms: Sale Price - Approximately $106,000 to $117,000
Down Payment - $250
Terms - Up to 30 years at 0% interest
Payments - Estimated to be between $450 and $650 a month (principal, taxes, insurance, maintenance, etc.)
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, national origin, age, marital status, sexual orientation, or sources of income.
